QUALIFICATIONS OF DAVID A. WHITE

STATE QUALIFICATIONS

            # 003991 Associate Real Property Appraiser
                           Commonwealth of KY

Educational Data

            1968    Logan High School
                        Logan West Virginia

                       
            1991    1-A-1   Principles - Appraisal Institute

                        Various courses in single family residential appraising
                        Course in the Marshall Swift Handbook

Experience

 1972 - 1991    First Home Service
                        Madisonville, Ky
                        Single family residential appraiser

 1992-              G. Herbert Pritchett & Associates, Inc.
 Present                        Madisonville, Ky
                        Single family residential appraiser